Programme at a Glance
₹
₹2,17,500
Budget Used
1,475
Total Reach
◎
1,000
Direct Beneficiaries
475
Indirect Beneficiaries
Executive Summary
The Expenses – DDW Programme (2024), implemented by The Dream Welfare Society, provided expense-based financial and material relief to Daily Wage Workers facing seasonal hardship and economic vulnerability. With a total expenditure of ₹2,17,500, the programme supported individuals and groups and , directly benefiting 95 workers and indirectly impacting 475 family members. The intervention demonstrated strong household-level multiplier effects, reduced financial stress, and stabilized livelihoods during periods of income disruption.
Key Findings
- Expense-based relief provides immediate livelihood stabilization
- Timely intervention prevents deeper economic distress
- Strong household-level multiplier effect observed
- Relief programmes complement long-term livelihood initiatives
Project Snapshot
| Parameter | Details |
|---|---|
| Project Name | DDW Programme - 2024 |
| Year | 2024 |
| Budget | ₹ 2,17,500 |
| Direct Impact | 1,000 |
| Indirect Impact | 475 |
| Total Reach | 1,475 |
Challenges & Learnings
Challenges
- Identifying the most vulnerable workers in informal settings
- Lack of documentation to assess income instability
- Wide variation in household expense needs
- Short-term relief unable to fully address long-term livelihood insecurity
- Sudden income loss due to weather or health emergencies
Learnings
- Timely support significantly reduces hardship
- Household-level assessment improves beneficiary targeting
- Small financial interventions create strong multiplier effects
- Relief is most effective when linked with livelihood planning
- Preventive support reduces distress migration
Methodology
- Review of expenditure records and beneficiary lists
- Interaction with daily wage workers and supported households
- Household-level discussions on income stability and expenses
- Observation of living conditions and immediate needs
- Cross-verification with field staff and community representatives
- Assessment captures only short-term outcomes
- Long-term livelihood stabilization requires sustained interventions
- Income growth beyond programme scope
Impact Analysis
- Improved ability to meet essential expenses (food, rent, utilities)
- Reduced reliance on informal borrowing
- Enhanced coping capacity during economic shocks
- Reduced anxiety and uncertainty among vulnerable households
- Improved household morale and sense of security
- Restored dignity through timely support
- Reduced risk of distress migration
- Strengthened trust within the community
- Improved short-term financial stability
- Reduced dependence on moneylenders
- Enhanced household resilience to economic shocks
- Linkages with welfare and livelihood initiatives
- Expansion to additional migrant and informal worker groups
- Integration with skill development and employment programmes
- Collaboration with government welfare schemes
- Emergency livelihood response mechanisms
- Development of community-based worker support networks
Conclusion
The Expenses – DDW Programme (2024) successfully delivered timely, dignified, and cost-effective expense-based relief to daily wage workers, reaching 570 people through direct and indirect support. The programme reduced financial stress, strengthened household resilience, and reaffirmed the importance of targeted relief as a core component of inclusive social protection.
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